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PO Box A524
Sydney South NSW 1235, Level 11, 227 Elizabeth Street Sydney NSW 2000

Telephone: 1800 812 164

© 2019 Opportunity International AustraliaABN 83 003 805 043

Your ImpactEducating Future Leaders in Asia

active loans
cumulative child impact
value of loans outstanding

As at June 2018

Your support is driving sustainable and permanent solutions in India as Opportunity works together with private school proprietors, parents and students to alleviate some of the most prevalent obstacles families face in providing quality education for their children.

Our suite of EduFinance products provide socially transformative solutions that ease the pressure of school fees for parents, help school proprietors gradually invest in school upgrades and protect students during times of uncertainty.

Through Opportunity International Australia’s program partners, your giving is helping families send their children to better quality schools in the Indian states of Tamil Nadu, Kerala, Maharashtra, Madhya Pradesh and Chhattisgarh.

Your EduFinance Updates

Your latest update

Currently 27,296 families are using school fee loans to manage their finances and keep their kids learning in school. Including these families, EduFinance in India has now benefitted 215,283 children, helping them break the cycle of poverty with better education.


While the long-term impact of demonetisation continues to be seen in the portfolio's high PAR30 of 12.24% (the measurement of loans outstanding by more than 30 days), this figure has been steadily declining since its peak in Q2, 2017.


Globally, EduFinance has benefitted 2,321,409 children. The initiative is working with 27 partners in 17 countries.


The EduFinance team have progressed discussions with a number of potential new partners, both in India and other countries in the region. Ahead of these imminent partnerships the team have recruited education expert Dr Amrita Vohra to lead the introduction of our Education Quality framework in schools taking out school improvemet loans

Your past updates

March 2018 October 2017 March 2017 October 2016    

Meet the families

Madhuri and Ajay with their children

New Meet Madhuri and Ajay

Madhuri is ensuring a bright future for her children by sending them to a good school with the help of Opportunity's EduFinance program.

Read more

Charanjeet with her son and husband

Meet Charanjeet

Thanks to your support, Charanjeet's son Mandeep can stay in school and her whole family is thriving.

Read more

Rekha with her son Jay

Meet Rekha

Rekha has big dreams for her son Jay's future. She knows finishing school is the best start he can get.

Read Rekha's story

Maya with her daughters

Maya's Story

Until last year Maya and her husband worked together to run a grocery store. When her husband suddenly passed away she was left to run the store by herself while caring for her family.

Read Maya's story


Since launching the school fee loan in India — known locally as the Vidya Jyoti loan — Opportunity has worked with our program partner ESAF to understand how it is helping families and how it might be improved.

130 mothers from 13 branches in Kerala were interviewed in person and over the telephone to give these first insights into the program.

Major Findings

Your Opportunity for More

Go on an Insight Trip

See your impact for yourself on an Insight Trip. 

Insight Trips

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