There are few opportunities for work in Hansa’s village in the state of Gujarat, India. The family struggled financially before she was able to take out a loan.

Her husband worked as a day labourer, but didn’t earn enough to provide for their basic needs. There are seven people living in their small two-room house, with their three children and her parents-in-law living with them too.

“The quality of life was not good,” Hansa said. “We could barely manage to earn Rs.5000-7000 per month (around A$92-$128). We struggled to manage food, medication, and other basic requirements for our family.”

_{Hansa in her kitchen at home, where she prepares food.}

With her first loan of around Rs.26,000 (A$477) in 2018, Hansa set up her business making samosas, farsan (traditional fried snacks) and sandwiches at her home. She used her loan to buy the ingredients and started to cook. Her delicious snacks were an instant hit.

Hansa has been able to expand her business with the support of subsequent loans to buy a bigger gas stove and a food stall. She set up her stall at the local market.

Through her hard work, the family’s income has nearly tripled, and Hansa is able to provide her three children, Dharmik (15), Ravi (14), and Priti (13) with a better education.

“We are able to generate income and fulfil basic necessities of our family. Also, we are able to save some money for future,” said Hansa.

_{Hansa and her parents-in-law, who she lives with and supports.}

Hansa works hard and hopes to continue to grow her business, improve their home and build a better future for her family.

“We want to expand our food business to other localities and also buy a shop for selling our goods,” she said.

We are now able to give our family a better life.”

_{Hansa’s family is doing well thanks to a small loan to start her snack stall.}

Learn more about microfinance, and how small loans are helping transform lives in India.