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Sydney South NSW 1235, Level 11, 227 Elizabeth Street Sydney NSW 2000

Telephone: 1800 812 164

© 2021 Opportunity International AustraliaABN 83 003 805 043

Your impact in

Download Indonesia Report

Thanks to your support, 1,280,614 families in Indonesia are accessing the small loans and financial services that can help them leave poverty behind.

Latest Report: March 2020

Opportunity's partners in Indonesia are currently reaching 1,280,614 families with small loans and financial services. With an average of five in each family, your giving is helping more than 6.4 million people break free from the cycle of poverty.

In the past six months your support has given 160,952 more entrepreneurs the opportunity to turn their business ideas into reality. With small loans to grow small businesses, alongside other community development services, your giving is transforming lives for generations to come.

Learn how our microfinance program works

families accessing financial services

Data to December 2019

*Understand portfolio at risk and operational sustainability

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In 2019, Opportunity’s partners in Indonesia continued to expand rapidly, with 25 per cent growth across the board. In particular, KOMIDA and TLM continue to grow rapidly, with KOMIDA recently reaching over 745,000 clients. Partners are expanding their services into more remote areas where people have less access to financial services than those in more populated regions. 

Opportunity’s partners are deepening their understanding of the needs of people living in poverty whom they serve. They are responding through the expansion of financial products in addition to livelihood loans, for example, loans to improve access to clean water, adequate sanitation and shelter. One partner is exploring how they can better include people with disabilities.


Opportunity’s partners continue to move towards using digital technology to make financial services more accessible and give clients more freedom with transactions. Paperless methods of data collection and cashless transactions will enable our partners to operate more efficiently and safely, both in terms of security as loan officers are less likely to be targeted for robberies, and in terms of health as cash is a means by which communicable disease is spread from person to person.

Indonesia Microfinance Partner Summary

 Families ReachedLoans Outstanding A$'000Operational SustainabilityPortfolio at Risk >30 days
KOMIDA 745,280 153,089 124% 1%
BAV 382,412 114,656 133% 3%
TLM Co-operative 113,670 16,987 139% 1%
YCAB 39,252 5,287 131% 6%

This project is supported by the Australian Government through the Australian NGO Cooperation Program (ANCP).

view previous reports

October 2019 Report

March 2019 Report

Impact Stories

Your support is empowering these women—and millions more like them—to create a new future for their families, free from poverty.

“I only wish my children could finish high school.”
– Marce, Rote Island

Marce makes and sells cakes, as well as fish she catches along the beach, to provide for her family.


"I hope my children can now be successful."
– Oktavin, Rote Island

A savvy business idea and a small loan helped Oktavin start a grilled fish business that quadrupled her family's income.


“Sometimes when we get a small harvest, I give some to my son to eat."
– Heni, Rote Island

Heni part owns a community garden which provides her family with fresh food and addtional income. 


“I’m happy when I see all my children go to school.”
– Asria, Rote Island

With a small loan, Asria started a business making and selling tempeh – and doubled her income.


See more of your impact

View all Impact Reports